Who Is the Best Company to Get Travel Insurance in 2026: 8 Companies Compared

World Nomads is a well-known choice for adventure travelers. Its plans cover a long list of activities on higher tiers, including hiking, scuba and skiing within stated limits, plus emergency medical care, evacuation, trip interruption and baggage. Travelers buy cover for a defined trip, with Standard and higher-tier options that differ in limits and activity lists.

World Nomads can be pricier than subscription-style medical plans for trips longer than a month, and coverage details vary by country of residence and underwriter. That variation matters. Two travelers on a similar trip may receive different limits, exclusions or activity rules. Read the policy wording for your residence, check whether your planned activities are covered, and compare the total trip price rather than assuming World Nomads is cheapest or most complete.

Allianz Travel is one of the largest travel insurers in the US, with single-trip, multi-trip and annual plans across a range of tiers. Lower tiers focus on core medical, delay and baggage cover, while higher tiers add larger trip cancellation, interruption and rental car limits. Annual plans can suit frequent travelers who take several trips a year and do not want to buy a policy each time.

Allianz pricing is quote-based, so the same plan can cost very different amounts for different travelers. Trip cost, age, destination and length all affect the premium, and cancellation cover is usually tied to the insured trip cost. Allianz suits US travelers who want an established brand, a choice of tiers and assistance services, provided they compare the tier limits against their trip cost and medical needs.

SafetyWing is built for long-term travelers and digital nomads who do not fit a single-trip model. Its Nomad Insurance Essential plan is billed per 4 weeks, can be started while abroad in many cases, and covers emergency medical care, evacuation, trip interruption and travel delay. For ages 10 to 39, SafetyWing lists $62.72 per 4 weeks for Essential cover, with add-ons for adventure sports, electronics theft and US coverage.

SafetyWing Essential is a safety net for emergencies, not a full health plan. Pre-existing conditions are excluded on Essential, and baggage and electronics limits are modest unless add-ons are bought. The Complete plan, at a higher monthly price, adds broader health cover on a 12-month commitment. SafetyWing suits open-ended travel, but travelers who need cancellation cover for an expensive prepaid trip should compare a traditional single-trip policy as well.

AXA Assistance is a major global travel assistance and insurance brand, with products sold in many countries under local AXA entities. In Europe, AXA Schengen plans are widely used to meet visa requirements, with low-cost options that cover emergency medical care and repatriation. In the US, AXA Assistance offers travel plans with medical, cancellation and baggage cover through its US site.

The key point is that AXA is not one identical product worldwide. Plan names, limits, exclusions and underwriters vary by country of residence, so a review of a European AXA plan may not match a US quote. Check the product for your residence, confirm Schengen compliance where a visa requires it, and read the medical and activity exclusions for your trip.

IMG Global, also known as International Medical Group, specializes in international medical and travel insurance for travelers, expatriates and students abroad. Its plans include travel medical cover for short trips and international health plans for longer stays, with higher coverage limits than many trip-based policies on some tiers. That range suits people who need medical cover abroad for months, not just a holiday.

IMG plan selection takes care, because deductibles, coinsurance, area of cover and pre-existing condition rules vary by plan. A lower premium with a high deductible may not suit a traveler who wants low out-of-pocket costs for a hospital visit. Compare the medical limit, deductible and evacuation cover, and confirm whether the US is included or excluded for your plan.

Faye is a newer US travel insurer that puts claims, trip details and support inside an app. Its whole-trip plans cover emergency medical care, trip cancellation and interruption, baggage and delay, with tiers that differ in limits. The app focus appeals to travelers who want to file a claim from a phone, track a trip and contact support without paper forms.

Faye is built mainly for US residents, and policy terms vary by state, so non-US travelers should look elsewhere. As with other US insurers, price depends on trip cost, age and destination, and cancellation cover is tied to insured trip cost. Faye suits US travelers who value a modern claims experience, provided the tier limits match their trip cost and medical needs.

Travelex Insurance Services offers single-trip travel plans for US travelers, with tiers that step up medical, cancellation, interruption and baggage limits. Families and groups can be covered together, and some plans offer cancel-for-any-reason upgrades that reimburse a percentage of trip cost when bought within a set window after booking. That upgrade appeals to travelers with uncertain plans.

Cancel-for-any-reason cover is not the same as full cancellation cover. It usually requires buying the policy soon after booking, cancelling a set number of days before departure and reimbursing only part of the trip cost. Read those terms carefully, and compare the total premium with the standard tier before adding the upgrade. Travelex suits US travelers who want a straightforward single-trip choice with clear tiers.

Seven Corners offers trip protection, annual multi-trip and travel medical plans for US and international travelers. Its range includes plans for short holidays, frequent travelers and longer international stays, with assistance services for medical emergencies abroad. That breadth makes it a useful comparison point when a single insurer does not fit your trip pattern.

Breadth also means complexity. Plan names and rules differ, and a travel medical plan is not the same as a trip cancellation plan. Check whether you need cancellation cover for prepaid costs, medical cover abroad, or both, and choose the plan type first. Then compare limits, deductibles and exclusions within that type, rather than comparing a medical plan with a cancellation plan as if they were the same.